Unclaimed Unemployment Funds in Chile Exceed 156 Billion Pesos: How Beneficiaries (Retired People and Deceased Affiliates) Can Access Them

As of January 2025, unclaimed balance in unemployment funds of retired or deceased affiliates has reached 156,051 million Chilean pesos, according to the Superintendency of Pension (SP). This amount corresponds to 482,033 individuals, with an average of 323,735 pesos per person. Specifically, 106,161.2 million correspond to already retired people, while 49,889.8 million belong to deceased individuals.

To ensure proper oversight of these funds, the Superintendency of Pensions has implemented measures to facilitate their withdrawal. If you are an affiliate or a relative of a deceased person, you can check the available balance and request a withdrawal using the following online tools:

Þ    For affiliates: Check you AFC Funds status online using your security password or “Clave única” (government-issued unique key): AFC Funds Status

Þ    For relatives of deceased affiliates: The SP has supervised the identification and registration process of these balances to facilitate withdrawal procedures. Verify and claim AFC funds here: AFC balance inquiry for deceased affiliates

For additional details, please refer to the complete article published in Spanish: https://www.spensiones.cl/portal/institucional/594/w3-article-16279.html

ABOUT CHILE´S UNEMPLOYMENT INSURANCE SYSTEM

Chile´s unemployment insurance ( “Administradora de Fondos de Cesantía” = AFC) was established in 2002 as part of a broader labor market reform. This system manages unemployment insurance funds, allowing employees to save during their employment, with employer contributions, to provide financial support in case of job loss.

Need Professional Guidance?

If the AFP/AFC fund withdrawal process seems complex or you require personalized assistance, feel free to contact us for expert support.